Private Clients
Expert advice you can trust
Private Client Insurance Tailored to You
Our role at Specialist Insurance Solutions Ltd is to make your personal insurance as simple as possible to understand and arrange. We can also help streamline your insurance administration. Rather than juggling multiple policies with different renewal dates and premiums, you may benefit from a tailored portfolio approach.
With extensive experience in arranging insurance for private clients through specialist insurers, Specialist Insurance Solutions Ltd has the expertise to help protect your most valuable assets. Should you need to make a claim, we’ll work closely with your insurer to help ensure it is handled as quickly, fairly, and efficiently as possible.
Insuring high-value assets isn’t simply a case of paying a higher premium for increased sums insured. It requires specialist cover, expert advice, and dedicated services. Standard off-the-shelf or online policies can leave significant gaps in protection when your home, possessions, vehicles, or other valuable assets are anything but ordinary.
At Specialist Insurance Solutions Ltd, we take the time to understand your individual circumstances and provide insurance solutions tailored to your specific needs. We would be delighted to arrange a chat or meeting to discuss how we can help protect what matters most to you.
Prestige property & contents
We can arrange cover for a diverse range of properties in the UK and vacation homes in some European locations. The rebuild value of main homes typically exceed £1 million, and total contents values are more than £100,000 plus jewellery, art and other collections.
We only select specialist insurers in the Private Clients sector who understand and protect higher value homes and assets. Worldwide, all risks cover for possessions, extended replacement cost cover and an agreed value approach are high on our checklist of key benefits.
Jewellery
We arrange specialist cover for single items or collections. This can be a separate policy or within a home policy. We seek vital covers such as ‘agreed value’ for specified items, extended replacement cost cover and ‘pairs and sets’ cover. Plus, a flexible approach to automatically covering newly acquired pieces.
Fine art and collections
Whether a modern or traditional art collection, on display in the home or elsewhere, we can tailor cover to suit you. We arrange policies that include features such as agreed value, physical loss worldwide, loss of value after restoration and newly acquired cover. Specialist services such as valuations, restorations and transportation can be accessed via our network.
Fine art cover can be arranged as a separate policy or within a specialist home policy.
High value modern and classic cars
Cover can be for single cars or collections: performance, supercar or classics; everyday, family, staff or estate vehicles. We can help simplify multiple policies into a more streamlined approach. Value can often be gained by combining motor cover within a household policy, and also when there are more cars than drivers. We know that features such as agreed value, a like-for-like courtesy car and unlimited foreign trips are all important to our clients.
Fine art and collections
Whether a modern or traditional art collection, on display in the home or elsewhere, we can tailor cover to suit you. We arrange policies that include features such as agreed value, physical loss worldwide, loss of value after restoration and newly acquired cover. Specialist services such as valuations, restorations and transportation can be accessed via our network.
Fine art cover can be arranged as a separate policy or within a specialist home policy.
Yacht/boat
Such specialist assets demand a specialist broker so we work with selected partners to provide the appropriate knowledge and insurance protection. As your central contact, we manage solutions to provide cover for the level of cover you wish (typically third party/third party fire & theft/comprehensive).
Renovation insurance
We can arrange separate cover if you undertake significant home renovations. Due to the increased risk of fire/other damage during renovations, it is usually difficult to automatically cover such works under some existing home policies. The additional policy may include buildings, contents, trace & access and theft of materials.
Travel
We do not arrange travel as a standalone policy, but it is often included as a benefit within some specialist home policies.
Products and services available
Get In Touch For Expert Property Insurance Advice
- 02380 736266
- Email:info@sis-ltd.co.uk
- Based in Eastleigh SO50 9PD
Frequently Asked Questions
What is private client insurance?
Private client insurance is tailored, high net worth cover for individuals with valuable homes and assets. Insuring high-value assets isn’t simply a case of paying more for higher sums insured – it requires specialist cover, expert advice and dedicated service, because standard off-the-shelf policies can leave significant gaps.
How do I know if private client cover is right for me?
It’s typically suited to clients whose main home has a rebuild value in excess of £1 million, or whose total contents exceed £100,000, as well as those who own valuable jewellery, art, collections or high-value vehicles. If your home or possessions are anything but ordinary, it’s worth a conversation.
What can you cover for private clients?
We arrange cover across prestige property and contents, jewellery, fine art and collections, high-value modern and classic cars, yachts and boats, and home renovations. Travel cover is not offered on its own but is often included within specialist home policies.
Can I bring multiple assets and policies together?
Yes. Rather than juggling separate policies with different renewal dates, you may benefit from a tailored portfolio approach that streamlines administration and can add value – for example by combining motor cover within a household policy.
Do you cover high-value and classic cars?
Yes – single cars or whole collections, from supercars and classics to everyday and family vehicles. We seek features such as agreed value, a like-for-like courtesy car and unlimited foreign use, and can often combine motor cover within a household policy.
How do I arrange private client insurance?
Call 023 8073 6266 or contact us to arrange a chat or meeting. We’ll take time to understand your circumstances and design cover around your home, possessions and other valuable assets.