Landlord Insurance

Expert advice you can trust

Do you have one or several properties in your portfolio that you want to ensure are correctly insured?

Specialist Insurance Solutions Ltd are experts when it comes to offering the best value and most comprehensive landlord insurance. Even if you don’t think of yourself as a landlord, having tenants in a property you own requires a level of landlord property insurance that isn’t covered by ordinary home insurance. Specialist Insurance Solutions will ensure your income generating investment(s) are protected with the correct level of cover by rated insurers.

Multiple rental properties may also be included on one policy for clarity and administrative ease.

Why Choose Landlord Insurance From Specialist Insurance Solutions

The benefits of our Landlord insurance policies include:

For more information regarding our policies contact our team, in Southampton, today.

Products and services available

Home Insurance

Properties that are a main home whatever the value or style, we will have a solution. Whether price or quality of cover the priority, we will discuss with you your needs and arrange a policy to suit.

Holiday Homes

Our insurer partners can provide cover for UK holiday homes and larger properties used as a holiday home in most European countries and around the world.

Unoccupied Property

Typically, when properties are left unoccupied for more than 30 days, insurers must be notified or a specific insurance policy should be arranged from the outset. Whether unoccupied pending sale, following a bereavement or for refurbishment we provide policies suitable in every instance.

Private Clients

We understand that every individual has unique financial goals and aspirations. Whether you’re planning for retirement, protecting your family’s future, investing for growth, or managing your wealth, we provide personalised advice and tailored financial solutions designed to give you confidence and long-term peace of mind.

Commercial Clients

From start-ups and growing enterprises to established organisations, we provide strategic financial advice and bespoke business solutions to help your company thrive. Whether you’re looking to protect your business, support your employees, or plan for future growth, our experienced advisers work alongside you to deliver practical, effective solutions.

Non-Standard Property Construction

Properties constructed with materials other than brick, tile, slate are likely to fall into this category. We have solutions for pre-fabricated properties and those with timber frames, steel frames, flat roofs of more than 25% of the roof area, live roofs and properties with a history of subsidence to name a few.

We can help you

Speak to a specialist about your landlord insurance needs

Specialist Insurance Solutions Ltd is authorised and regulated by the Financial Conduct Authority and our reference number is 305502. These details may be checked on the FCA’s register by visiting the FCA website or by contacting the FCA

Frequently Asked Questions

Do I need landlord insurance if I rent out a property?

Yes. Once you have tenants in a property you own, ordinary home insurance no longer applies. Landlord (property owner) insurance is designed to protect your income-generating investment and the additional risks that come with letting.

Can I insure several properties on one policy?

Yes. Multiple rental properties can be combined on a single policy, which makes administration simpler and gives you one renewal date and one point of contact for your whole portfolio.

What does landlord insurance cover?

Cover can include buildings and contents, loss of rent, malicious and accidental damage, cover for periods when the property is unoccupied, and public (property owners’) liability. We tailor the cover to each property and tenancy.

Can you cover a rental property between tenancies or while it’s empty?

Yes. Periods when a let property is unoccupied – for example between tenants or during refurbishment – can be built into your landlord policy so you’re not left with a gap in protection.

Do you cover different types of tenant and property?

As an independent broker we have access to multiple markets, which lets us arrange cover for a wide range of tenancy and property scenarios rather than a single standard product. Tell us about your property and tenants and we’ll find a suitable insurer.

How do I get a landlord insurance quote?

Call 023 8073 6266 or contact our team. Let us know the property details and how it’s let, and we’ll arrange the correct level of cover with a rated insurer.