Holiday Home Insurance

Expert advice you can trust

Peace Of Mind Holiday Home Insurance

You want your holiday home, villa, chalet, cottage or apartment to be a place where you can relax and enjoy some time away from your busy day-to-day life. You do not want to worry about your holiday home whilst you are away. That is why you should contact Specialist Insurance Solutions Ltd for holiday home insurance today. We have extensive experience providing insurance cover and have made it easier than ever to source a suitable quote whilst also ensuring it is affordable and provides suitable protection.

Peace Of Mind Holiday Home Insurance

In addition to our holiday homes policies we also offer landlord, home and residential insurance. For more information about any of our insurance policies contact us today.

  • Buildings cover
  • Contents cover
  • holiday homes overseas
  • Accidental damage cover
  • Commercial holiday lettings

Products and services available

Home Insurance

Properties that are a main home whatever the value or style, we will have a solution. Whether price or quality of cover the priority, we will discuss with you your needs and arrange a policy to suit.

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Landlord Insurance

We have access to multiple markets to assist us with providing the correct cover for each individual scenario.

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Unoccupied Property

Typically, when properties are left unoccupied for more than 30 days, insurers must be notified or a specific insurance policy should be arranged from the outset. Whether unoccupied pending sale, following a bereavement or for refurbishment we provide policies suitable in every instance.

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Non-Standard Property Construction

Properties constructed with materials other than brick, tile, slate are likely to fall into this category. We have solutions for pre-fabricated properties and those with timber frames, steel frames, flat roofs of more than 25% of the roof area, live roofs and properties with a history of subsidence to name a few.

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Private Clients

We understand that every individual has unique financial goals and aspirations. Whether you’re planning for retirement, protecting your family’s future, investing for growth, or managing your wealth, we provide personalised advice and tailored financial solutions designed to give you confidence and long-term peace of mind.

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Commercial Clients

From start-ups and growing enterprises to established organisations, we provide strategic financial advice and bespoke business solutions to help your company thrive. Whether you’re looking to protect your business, support your employees, or plan for future growth, our experienced advisers work alongside you to deliver practical, effective solutions.

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We can help you

Speak to a specialist about your home insurance needs

Specialist Insurance Solutions Ltd is authorised and regulated by the Financial Conduct Authority and our reference number is 305502. These details may be checked on the FCA’s register by visiting the FCA website or by contacting the FCA

Frequently Asked Questions

How is holiday home insurance different from standard home insurance?

A holiday home is often left unoccupied for long periods and may be let to guests, both of which fall outside a standard home policy. Holiday home insurance is designed around these patterns of use so your property is properly protected whether you’re there or away.

Yes. Our insurer partners can cover UK holiday homes as well as villas, chalets, cottages and apartments in most European countries, and larger properties used as holiday homes around the world.

Yes. We can arrange cover for commercial holiday lettings as well as private holiday homes, so income from guests doesn’t leave you exposed.

Typical cover includes buildings and contents, accidental damage, cover for holiday homes overseas, and options for commercial holiday lettings. We tailor the policy to how you use the property.

Yes, holiday home policies are built to account for the property being empty between stays, which is one of the main reasons a standard home policy isn’t suitable.

Call 023 8073 6266 or contact us with details of your holiday home, its location and how it’s used, and we’ll source a suitable, cost-effective quote.